What to do with your money

Digest these tables and draw your own conclusions.

DecadeAverage Inflation Rate in SingaporeAverage Inflation Rate in US
1960s1.60%2.10%
1970s6.70%7.10%
1980s2.60%5.80%
1990s1.80%2.90%
2000s1.60%2.50%
2010s2.20%1.80%
1960-20202.40%3.80%
Inflation in SG and US since 1960s
Asset ClassLowest Average 1 Year Period Returns since 1960sLowest Average 10 Year Period Returns since 1960sLowest Average 20 Year Period Returns since 1960sLowest Average 30 Year Period Returns since 1960s
Stocks-37.00%-12.30%2.60%5.90%
Bonds-8.10%-4.30%0.60%2.00%
Real Estate-26.20%-4.80%1.60%3.40%
Commodities-43.40%-17.80%-5.50%-1.10%
Cash and Cash Equivalents0.10%0.30%0.90%1.30%
Mutual Funds/ETFs-37.20%-10.60%2.20%4.90%
S&P 500 (Mutual Funds/ETFs)-43.30%-13.90%5.90%7.10%
Cryptocurrencies-83.00%N/AN/AN/A
Lowest Average n Year Period Returns since 1960s

By Kelvin Ang

Ang Kah Min, Kelvin Singapore NUS Computer Engineering Shopee Engineering Infra Marketplace SRE

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