…is a market crash that won’t materialize.
Author: Kelvin Ang
Ang Kah Min, Kelvin
Singapore
NUS Computer Engineering
Shopee Engineering Infra
Marketplace SRE
Ways to stop yourself before you even start
“You’re at odds with others with much more resources.”
“If it was that good, someone smarter would’ve thought of it.”
“That’s in theory. Real life doesn’t work like that.”
“You’re not qualified enough.”
You can gauge a person’s ability to succeed…
…from the way the person responds to setbacks.
If my attention span is not 5 ****ing minutes,âĻ
…maybe I would have accomplished something by now.
What to do with your money
Digest these tables and draw your own conclusions.
| Decade | Average Inflation Rate in Singapore | Average Inflation Rate in US |
| 1960s | 1.60% | 2.10% |
| 1970s | 6.70% | 7.10% |
| 1980s | 2.60% | 5.80% |
| 1990s | 1.80% | 2.90% |
| 2000s | 1.60% | 2.50% |
| 2010s | 2.20% | 1.80% |
| 1960-2020 | 2.40% | 3.80% |
| Asset Class | Lowest Average 1 Year Period Returns since 1960s | Lowest Average 10 Year Period Returns since 1960s | Lowest Average 20 Year Period Returns since 1960s | Lowest Average 30 Year Period Returns since 1960s |
| Stocks | -37.00% | -12.30% | 2.60% | 5.90% |
| Bonds | -8.10% | -4.30% | 0.60% | 2.00% |
| Real Estate | -26.20% | -4.80% | 1.60% | 3.40% |
| Commodities | -43.40% | -17.80% | -5.50% | -1.10% |
| Cash and Cash Equivalents | 0.10% | 0.30% | 0.90% | 1.30% |
| Mutual Funds/ETFs | -37.20% | -10.60% | 2.20% | 4.90% |
| S&P 500 (Mutual Funds/ETFs) | -43.30% | -13.90% | 5.90% | 7.10% |
| Cryptocurrencies | -83.00% | N/A | N/A | N/A |
Laptop broke. New laptop’s audio isn’t working in Linux.
Getting ASUS ROG Zephyrus M16 audio to work in Linux – had to patch + recompile BIOS, and recompile kernel with quirk.
Here it is: https://forums.linuxmint.com/viewtopic.php?p=2315415&sid=8c7e3bd57dcada226b6bf03f8479e625#p2315415
A large part of your (un)happiness in life…
…comes from who you’re comparing yourself with.
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Doctors thought that I have bipolar disorder, and my friends say that my mood is unpredictable.
But my mood is perfectly predictable – there’s even a chart for it: NYSE: SE
Easy or hard?
It’s not “I can’t do it”, but “how can I do it?”.
It’s not “I don’t have time”, but “how can I have time?”.
It’s not “I can’t afford it”, but “how can I afford it?”.
One shuts your mind; the other opens.
One gives you an excuse; the other a challenge.
One is how most think; the other, you.
There’s nothing to fear
Your entire life, everything you know, and everyone you love, is contained on the surface of an insignificant speck of dust you call “Earth”; an insignificant speck of dust floating in the vastness of the solar system, the galaxy, the supercluster, the universe, and beyond.
To fear, is to think that any of your actions matter, that your feelings matter, that you matter, in this vastness that no one can even begin to comprehend.
You are humble, and there’s nothing to fear.
There’s nothing to fear.